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Credit Counseling

We offer solutions to tackle credit card debt through our unique network of debt-relief experts, don't go into battle alone.

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Credit Counseling

Debt Consolidation

Multiple creditors can be a hassle, debt-consolidation can often lead to better credit history with consistent on-time payments.

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Debt Settlement

We help to resolve existing debt for far less than what you may already owe in most cases.

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Success is not an overnight process.
It begins with making the decision to start taking steps in the right direction. Whatever decisions you made in the past has led you up to this point, now it is time to change. Progress is made when things are done differently. Step by step until moving in the right direction becomes natural and It’s no longer a struggle and giving up is not an option.
When a clear path is paved, and a beaming ray of light is just over the hill, faith must takeover and the vision of a better you is not just your dream anymore, but achievable… and it’s just over the horizon.

DebtShield has friends & family too! And sometimes they need help. Our father’s, sister’s, and friends have all used one of our various programs with successful results. That is why we are pleased to offer our services to friends, family, and referrals alike. If you know someone who could use help or advice with any kind of debt, feel free to share our page or fill out the form on their behalf. With our Pay It Forward program, we send $50 Visa gift cards to each client you refer, who enrolls into one of our programs!

Our Process

Debt Assessment

Our experts will match you with a qualifying loan-consolidation or student-loan forgiveness plan that fits your needs and lifestyle. No matter how much you owe, we can help.

Debt Assessment

Program Enrollment

Through a matching consolidation plan we’ll negotiate with your creditors to pay off debt for less than what you owe. You’ll be given a structured plan that will guide you down the path to zero debt.

Program Enrollment

Debt Settlement

Instead of paying your creditors, make payments to your resolution plan. We’ll work together to create a plan that is flexible enough to match what you can afford. It’s like having a separate savings account just for your debt resolution.

Debt Settlement

Program Graduation

Once your creditors and our negotiators reach a settlement offer that you agree to, and that debt has been settled. You'll graduate with zero-debt.
Feels great doesn't it?

Program Graduation

Clients Testimonials

” beacon of light in a place of hopelessness”

Nancy

Brandon was so in tune with my situation and his consultation encourage me to follow through with the application process. I began to see hope when I thought there was none, Thank you Brandon for being that beacon of light in a place of hopelessness.

” articulated well and professionally”

Carol

Brandon did a wonderful job. He articulated well and professionally. Thank you for your help!

The Shield

Credit cards and personal loans carry some of the highest interest rates among unsecured debt. This not only makes it near impossible for the average consumer to pay their balance off, but also often leads to throwing hundreds of dollars away each month in minimum payments.
There are no short cuts when it comes to getting out of debt. Any company that promises to deliver an overnight solution is not being forthcoming. Success is a long journey starting with the decision to make a change, setting a goal, and then taking action. DebtShield is making the promise that we will be there with you, every step of the way, doing the work while protecting your financial wellbeing and stopping the “debt cycle”.
We stand behind our brand with a no-fee guarantee… no, really. We do not charge one PENNY until your debt is PAID. Nothing up front, nothing at the end, everything is included in one easy monthly draft.
If you have been a client of us before then you already know that the utmost attention to detail goes into everything we do here at DebtShield. If we say we are going to do something, we do it with professionalism, pride, and 100% accuracy.

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Managed Debt

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Take the First Step Online

Its fast, its easy, and there is absolutely no cost upfront!

FAQs

Q: Where are you located?
A: You can usually find us right at our desks, helping you! More specifically, we are conveniently located in the middle of the country, in St. Louis, Missouri. This allows us to easily cover all 4 time zones.

Q: I completed my enrollment, where do I find my account status?
A: You should have received an email with a login for your client portal. If not, give us a call and we will happily provide you with your account status, and make sure you get another copy of that memo.

Q: Are your programs right for me?
A: Maybe. Everyone’s situation is unique, and our programs are tailor made to your specific needs and goals. Give us a call at (888) 925-1994 and we can discuss which option is best for you.

Q: What are your client services hours?
A: We are available by phone 8a to 7p Central by calling (888) 925-1994. Email support@debtshieldusa.com. You may also text us anytime with account related questions (you are provided this number once you enroll).

Q: What is your cancellation policy?
A: Any funds put towards your program that have not already been applied to your debts, or earned through services provided, will be returned to you per our 100% money back guarantee. Just give us a call and we will process your request.

Q: What types of debt do you assist with?
A: All kinds! Credit Cards, Student Loans, Medical Bills, Payday Loans, Installment Loans (OneMain Financial, Avant, SoFi, Prosper, etc.), Collections, Department Store Cards (Target, Best Buy, Kohl’s, Macy’s, JC Penny, etc.), Credit Union Accounts and even repossessions.

Read and understand the program before enrollment. Our program is unavailable in all states and fees may vary from state-to-state. We do not guarantee your debts will be resolved within a specific time or for a particular amount or percentage. Not all clients are able to finish their program for various reasons, including an inability to save enough funds. Estimates are based on actual prior results, which will always vary depending on your specific circumstance, including your enrolled creditors and program terms. Using debt settlement services will likely adversely affect your credit, may subject you to collections or lawsuits by creditors or collectors, and may increase the overall balances of your enrolled accounts due to accrued interest and fees. We do not assume your debts or make monthly payments to your creditors. We do not provide tax, bankruptcy, accounting, legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution.